Seven Ways for College Students to Fight ID Theft
1. School mailboxes are not always secure and can often be easily accessed in a dorm or apartment. Have sensitive mail sent to a permanent address such as the parents' home or a PO box.
2. Important documents should be stored under lock and key — such as a filing cabinet. This includes social security card, passport and bank and credit card statements.
3. Never loan your credit or debit card to anyone, even if they are a friend. Also, just say no if your friend wants you to cosign for a loan or financing items like a TV.
4. Make sure your computer has up-to-date anti-virus and spyware software. Always install updates to your computer's operating system or browser software, which help keep your computer safe from any new advances by identity thieves online.
5. Always check your credit or debit card statements closely for any suspicious activity. The sooner you identify potential fraud, the better.
6. When shopping on unfamiliar websites, check the company out first with BBB online. Also, look for the BBB Accredited Business seal. Click on the seals to confirm that they are legitimate.
7. Check your credit report at least once a year with all three reporting bureaus for any suspicious activity or inaccuracies. You can do this for free by visiting www.annualcreditreport.com.
You can help protect yourself by adding Identity Services and Fraud Expense coverage to your Farm Bureau homeowners, farm/ranch, other property or liability insurance. You may purchase the coverage online or talk to an agent today for all the details.
Source: http://www.bbb.org Visited 8/11/10.